The exempted trusts face a challenging task of managing the investment portfolio of the trustee members. The pattern of investments and interest rates are fixed every year by the Employers Provident Fund Office. The PF trusts need to pay the trustee member this interest rate by investing in attractive and safe debt market instruments. They also need to file the statutory returns to the Regional Provident Office. When any trust member reaches superannuation, the self managed trust will process the due amount.